HP 12C#ABA - 12C Financial Calculator Bedienungsanleitung

HP 12c Financial Calculator

Quick Start Guide

Edition 1

HP Part Number: F2230-90201

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Hewlett-Packard Company

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USA

Printing History

Edition 1, October 2008

Contents

Table of Contents

Welcome to your HP 12c Financial Calculator ........................... 1

The Keys................................................................................ 1

Customizing the Calculator ...................................................... 2

Storage Registers and Continuous Memory ................................ 7

Reverse Polish Notation (RPN) Mode......................................... 7

Keys and Functions ............................................................... 10

Basic Financial Calculation Example ....................................... 18

Warranty and Contact Information ......................................... 20

Replacing the Batteries .......................................................... 20

HP Limited Hardware Warranty and Customer Care................. 20

Limited Hardware Warranty Period ........................................ 21

General Terms ..................................................................... 21

Customer Care..................................................................... 23

Product Regulatory & Environment Information.......................... 28

Contents

Getting Started 1

1GettingStarted

Welcome to your HP 12c Financial Calculator

This booklet is intended to get you started quickly with the basic features

of your 12c Financial Calculator. Use it for quick reference. For more

detailed information about the 12c Financial Calculator, refer to the HP

12c Financial Calculator User’s Guide. Pages of the user’s guide are

cited throughout this manual, and it is highly recommended you refer to

the user’s guide to thoroughly familiarize yourself with the many features

of your calculator.

The Keys

Many keys on the HP12c Financial Calculator perform more than one

function. The primary function of a key is indicated by the characters

printed in white on the upper face of the key. The alternate function(s) of

a key are indicated by the characters printed in gold above the key and

the characters printed in blue on the lower face of the key. See Figure 1.

Figure 1

2 Getting Started

• To specify the primary function printed on the upperface of

a key, press the key alone.

•To specify the alternate function printed in gold above a

key, press the gold prefix key (T),then press the

function key.

•To specify the alternate function printed in blue on the

lower face of a key, press the blue prefix key (U), then

press the function key.

Pressing the Tor Uprefix key turns on the corresponding status

indicator — for g— in the display. After a function key is pressed, the

indicator turns off. Note how function keys for bonds, depreciation, and

clearing are grouped together under brackets printed above the keys in

gold. Unless otherwise indicated, press and release the desired key, or

key combination in order from left to right. You do not need to press and

hold the keys as with a computer or typewriter.

There are a total of six status indicators that appear along the bottom of

the display and signify the status of the calculator for certain opera-

tions. When applicable, the descriptions below identify when an indica-

tor appears on screen.

In this manual, the highlighted portion of the key symbol or symbols rep-

resents the active function of the key. Functions above the keys are

spelled out and preceded by the Tfunction key.

Customizing the Calculator

Table 1-1 lists some of the basic functions available for customizing the

calculator. The pages of the HP 12c Financial Calculator User’s Guide

Getting Started 3

are included for reference. Refer to these pages of the user’s guide for

more information.

Table 1-1 Basic Functions

Functions Display/Description

Turn calculator

on/off

(page 16).

Turns calculator on. Pressing Sagain turns the

calculator off. The calculator turns off automatically 8

to 17 minutes after it was last used. The low battery

symbol (*) appears when battery power is nearly

exhausted. Refer to the section below titled,

Replacing the Batteries for instructions on replacing

the batteries.

Number display

format

(page 71).

Press and release T followed by a number 0-9 to

specify the number of digits displayed to the right of

the decimal point. The default setting is two places to

the right of the decimal point.

4 Getting Started

Digit separator

(page 17).

1. The default separator is a comma (see above).

2. Turn the calculator off first by pressing S.

3. Press and hold . and then press and release

S to change the digit separator from a comma

to a point.

4. Perform the same steps again to change the point

to a comma.

Payment mode

(page 37).

Press Ug to set the payment mode for cash flow

problems. Use Begin mode for payments occurring at

the beginning of the compounding period. Note the

“BEGIN” indicator appears.

Press Uh for payments occurring at the end of

the compounding period. End mode is the default

setting.

Table 1-1 Basic Functions

Functions Display/Description

Getting Started 5

Calendar

format. Month-

day-year

(M.DY) or day-

month-year

(D.MY)

(pages 29-31,

175, and 187).

Press Uq or Up to set the date format.

The default setting is M.DY. The screen above shows

December 3, 2010 in M.DY format.

1. P r e s s Uq.

2. Key in one or two digits for the month.

3. Press ..

4. Key in two digits for the day.

5. Key in four digits for the year.

6. Note: at this point, pressing R displays the

date in the selected number display format.

1. For day-month-year, press Up. Note the

“D.MY” indicator appears (see above).

2. Key in one or two digits for the day.

3. Press ..

4. Key in two digits for the month.

5. Key in four digits for the year. Press R.

Table 1-1 Basic Functions

Functions Display/Description

6 Getting Started

Compound

interest (pages

39-53, 186).

Press VLfollowed by dates separated by R

to specify the compound interest option for odd-

period calculations of interest (i), Present Value (PV),

Payment (PMT), and Future Value (FV). Note the “C”

indicator appears. The default setting performs

calculations for PV, PMT, and FV using simple

interest. Press VLagain to return to the default

setting.

Program mode

(page 88).

Press T P/R to set the calculator to Program mode.

When the calculator is in Program mode, functions

are not executed when they are keyed in, but instead

are stored inside the calculator. Note the “PRGM”

indicator appears.

Press T P/R again to exit Program mode. See

page 88 of the HP 12c Financial Calculator User’s

Guide for more information on programming basics.

Table 1-1 Basic Functions

Functions Display/Description

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